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A Look Inside Escrow For Real Estate Investors! By: Lothar: Almost all real estate transactions are processed through something called an "Escrow". But what the heck is that? Es... an owner's rights and interests. Title polices are issued to both the buyer and the lender. An Escrow Officer's Respo... How Can the Average Person Build Wealth in Real Estate? By: Dan Auito: Books on real estate are a dime a dozen—and most focus on taking advantage of someone else’s misfortune. They frequent... which reveals how every person can live a life of prosperity and security. It describes in detail a concrete plan to fi... Finding A Capable Agent To Meet Your Real Estate Needs By: W. Troy Swezey: Whether you’re a first-time buyer, selling your current home or relocating to a different part of the country, the sup... patience, buy when purchasing or selling a home, the selection of a dependable agent should be tops on your list. W. ... Homes And The Multiple Listing Service By: Mario Giordani: Million of people call an agent each year and list their homes without knowing very much about how agents actually get... a lot more. You can download the report at http://flatfeerport.com without any obligation.The whole idea behind flat fe... This Is A "No Real Estate Guru Zone" By: Mark Walters: I am stunned when I hear that many of the so called real estate gurus are charging from $3,000 to $15,000 for their se... history of the gold rush you may recall that those who made the most money were the ones selling "shovels to the miners... Working With Your Real Estate Attorney W. Troy SwezeyPurchasing or selling a home will probably be one of your largest and most important financial transactions. Before signing a contract to purchase or sell a home, both buyer and seller should consult an attorney to assure that the real estate transaction will be handled legally and professionally. Although an attorney is not a required part of the process, particularly in many states where escrow companies will attend to all closing transaction details, an attorney can protect your interests and help you resolve any potential legal problems before entering a legally binding contract. Sometimes buyers feel the need to sign a contract quickly and don’t have time to initially consult an attorney. In these cases, buyers can include language in the contract that will allow their attorney time to give final approval on the agreement – usually within three to five business days. This allows both buyers and sellers to expedite the contract process without fear of inadequate legal representation. Sellers and buyers alike should familiarize themselves with the real estate transaction process before selecting an attorney. Learning the formal steps in the transaction will help buyers and sellers choose the right attorney and proceed with confidence. Throughout the process, attorneys should attend to a variety of responsibilities, including consultation prior to the signing of the contract, preparing or approving the contract, examining documents and supervising the closing of the transaction. The attorney should be responsible for preparing or evaluating documents which may be necessary for completing transfer of the property. There are usually several documents to prepare in any real estate transaction, and the attorney can evaluate and explain each document to the buyer or seller whom he or she represents. The deed, the bill of sale, mortgage, promissory note, title commitment and the closing statement are only a few of the important documents that an attorney should review with the seller or buyer prior to the closing. One of the attorney’s most important responsibilities in the real estate transaction is to determine the condition of the seller’s title to the property. Through this process, the attorney will discover if the seller is the legal owner of the property and if there is an unpaid mortgage or lien which must be settled before the title to the property can be properly transferred. The attorney will also discover any restrictions or easements which are on the property and the status of any unpaid property taxes or assessments. The buyer, the seller and their attorneys usually appear together at a final meeting to review all closing documents. As this meeting, usually referred to as the “closing,” the attorneys help explain, sign and exchange the documents and approve or clear up any remaining financial matters relating to the transaction. After the transaction is closed, an attorney will attend to any final details such as properly recording the deed, mortgage or other necessary documents and issuing title insurance policies. Many attorneys are specialized, and it is important that you choose one who knows real estate terminology and real estate transaction processes. Before hiring someone, you should discuss all the details of the transaction with your possible candidate, including all legal costs you will incur. The attorney’s duty in any real estate transaction is to provide legal expertise. Through sound advice and thorough execution of all legal responsibilities, a good attorney will help you complete your transaction swiftly and with confidence. W. Troy Swezey is the author of “WORKING WITH YOUR REAL ESTATE ATTORNEY." As a Realtor at Century 21 Paul & Associates, he has helped many individuals with their real estate needs. Visit his web site to download his free e-book, “REAL ESTATE SECRETS EXPOSED.” http://www.TroyIsMyRealtor.com or mail to: TroyC21@usa.net 
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