Clearwater Florida Real estate for sale Resources

Florida Real Estate| Florida Real Estate Resources | Florida Real Estate Marketing

Looking for Clearwater Florida Real estate for sale. Our site is designed to help, we provide Clearwater Florida Real estate for sale information and resources. Whether you are a consumer to find Florida Real Estate resources or a business who provides good and services to the Florida Real Estate industry, we try and provide the information and resources you are looking for.

While we try and provide Featured Resources for Clearwater Florida Real estate for sale, the site is still new and many pages may not have featured resources at this time. In those cases we include Florida Real Estate information, resources, and links from some of the most common sites in the internet.

Know of a good Florida Real Estate resource that our visitors would benefit from, please let us know.

Clearwater Florida Real estate for sale Article Summaries

Flat Fee MLS Listings - Is this the future of real estate
By: Richard Massey: Realtors are all a buzz about this new form of listing houses on the MLS (multiple listing service). Some feel it crea... with FSBO, according to the National Association of Realtors (NAR) home seller survey, only sixteen percent of sellers ...

Negotiating real estate deals to win-win
By: Charles Warnock: If you’ve spent some time on homekeys.net, you probably noticed we generally don’t carry a torch for tradition or conv... inspections, escrow or attorney's fees, a title search, insurance costs and applicable taxes. Even if sellers don’t off...

Real Estate Buyers Beware: Get Representation... You Need Representation
By: Elaine VonCannon: It is the buyer’s right to seek an agent, and it is in their best interest to do so. For Sale by OwnerWhen a potential... and therefore everything will be geared towards what benefits the builder, not the buyer. When registering at a new hom...

Naples and Southwest Florida Real Estate Is Hot!
By: Scott Berry: There has never been a better time to Invest in Naples and Southwest Florida Real Estate!Collier County is ranked numb... target=new>http://www.napleselite.com Scott Berry is a Seasoned Real Estate Professional In Southwest Florida, an...

Real Estate Remains A Strong Investment
By: W. Troy Swezey: Opportunities to make big, quick profits in residential real estate tend to come and go in cycles. When a local marke... the appreciation cycle, reaping a profit on the family home can take a good deal more time but the reward can be just a...

Featured Article

Why Look At Mobile Homes For Sale?

Steve Gillman

There are mobile homes for sale, for much less than
stick-built houses, in most areas of the country. Despite
the persistent predjudice against them, and sometimes
against their residents, mobile homes are the cheap housing
choice of millions. The advantages are not always obvious,
but they are real.

First of all, let's acknowledge the big "truth" about mobile
homes and appreciation or depreciation. It is true in most
areas that mobile homes in parks go down in value over time.
That's why I don't recommend buying in a park, unless you
absolutely can't buy real estate, and you have done
the math to see if you are better off than renting a nice
apartment. To "do the math" consider lot rent, payment, and
the remaining value of the mobile when you put it up for
sale, minus what you will still owe, when you are
likely to move. These are guesses, but still better than
nothing if you are as objective as you can be.

Mobile Homes For Sale With Real Estate

When looking at mobile homes for sale on land, however, you
are looking at an entirely different investment. My mobile
home in Michigan doubled in value in the twelve years I
lived in it. That's because even as the home deteriorated a
little over time (don't all houses?), the value of the land
continued to rise. You also can do what you like with the
home when you own the land. For example, I took in more
money from my home than it originally cost, by renting out a
room or two over the years.

As mentioned, mobile homes usually sell for much less than
other houses, and this means not lower payments. Also,
because of the shortened amortization and lower loan amount,
you will often build equity faster in a mobile home than in
a more expensive house. A quick example follows, for the
skeptical among you.

Equity Building With Mobile Homes

If you buy a house with a $100,000 mortgage loan amortised
over 30 years at 6% interest, you'll have a payment of
$599.60. Of the first payment, $500 will go towards
interest, $99.60 towards principal. In other words, you only
built equity of $99.60 (I'm ignoring appreciation, but only
for the moment).

Second scenario: Find a nice mobile home for sale, and
borrow only $30,000, at 8% interest, amortised over 10
years. Note the higher interest - this is always the case
with "factory built home mortgages." The shorter term is
normal too, but least you'll own your home free-and-clear in
10 years instead of 30. Despite the higher interest and
shorter term, the payment will be only $363.99, the first
month only $200 will go towards interest. That means the
other $163.99 goes towards principal. You bought more house
(built more equity) in this scenario.

It's true that a mobile home on land might appreciate
more slowly than a "regular" house, but the faster loan
pay-down probably more than covers this factor. If you also
chose to bank the difference in payments ($235.61 per
month), you'd definitely be better off financially with the
mobile home versus the more expensive home.

Pay less per month and build more equity! Don't expect your
real estate agent to tell you this. Don't expect him to even
agree with me after you explain it. I sold real estate years
ago, and math skills were not part of the licensing
requirements.

Mobile Homes For Sale; Other Advantages

Mobile homes are cheaper to maintain. Years ago I had a
mobile home as a rental, and the furnace in it died. This is
the most expensive repair you'll have in a mobile. I had to
replace it for $1,200, but that was still less than a
furnace for a larger home. Consider that for $200 you can
tar the roof of your home, or $30 if you do it yourself,
instead of $5,000 to re-shingle a traditional roof. The
windows, plumbing, doors - all cheaper.

Property taxes will cost less, because they're based on the
value of the property, and mobile homes for sale on land
have lower value than stick-built houses. Insurance may cost
less too, again because you are insuring less value. The
only precaution to remember here is to be sure you can get
insurance. Very old mobiles may be uninsurable in some
areas.

Should You Buy A Mobile Home?

Don't buy a mobile home if prices for houses in the area are
just as low. Believe it or not, this is the case in some
areas. We bought a house near Butte, Montana for $17,500 -
less than mobile homes for sale there (See a photo on our
site www.HousesUnderFiftyThousand.com. Houses do
generally hold up better. Then there are the issues of
whether your own needs and predjudices will let you be
comfortable in a mobile home. They are sometimes for sale in
areas you don't want to live in (Certainly true of houses as
well). These are personal things you have to consider.

The advantages are clear for many young people starting out.
It may be their only option. It may be your better
option. Besides a lower initial price, you get simpler,
cheaper maintainance, lower monthly payments, less property
tax, less for insurance, and faster equity build-up. So
don't automatically pass on those mobile homes for sale when
you're out home-hunting.

About the Author

Steve Gillman and his wife Ana have converted their mobile
home in Michigan to a rental and moved to Tucson, Arizona.
He and his wife also lived for a while in Montana, where
they bought a beautiful house (not a mobile) for $17,500.
That experience lead to the creation of their website,
http://www.HousesUnderFiftyThousand.com

Clearwater Florida Real estate for sale Resources
Check below for additional Clearwater Florida Real estate for sale Links and Information

Florida Real Estate -
www.fortlauderdalerealestatelistings.info sitemap - recent real estate sales sarasota florida

Welcome to
www.judithfisher.com; the most comprehensive web site available for real estate in the Clearwater; Florida area. If you are looking to buy or sell a home; condominium; or vacant land you have come to the right place. Homes For Sale; ... Suncoast 3090 Charles Street. Clearwater; FL 33761 ... Internet real estate sites with hundreds of thousands of homes for sale and ...

Selling Clearwater Real Estate; Palm Harbor; Tarpon Springs; Dunedin; Safety Harbor; Clearwater Beach; Belleair; the Beaches; and Pinellas County Florida. - let me help to find and buy or sell your home or property. ... Add Clearwater Weather ... for affordable real estate at Trulia.com. Reliable real estate resource to search millions of properties.
www.trulia.com. Clearwater Florida ...

Welcome to
www.soniamagruder.com; the most comprehensive web site available for real estate in the Clearwater; Florida area. If you are looking to buy or sell a home; you have come to the right place. Homes For Sale; Real Estate; Realtor; Agent; ... Highway 19 N. Clearwater; FL 33761. Different Types of ... Internet real estate sites with hundreds of thousands of homes for sale and ...

- SaveClearwater Beach Realtors; Anonymously Compare Clearwater Beach Real Estate Agents; Clearwater Beach Florida
Compare Clearwater Beach Realtors from the comfort of your computer. When Clearwater Beach Florida Real Estate Agents compete; you save!

- SaveClearwater Commercial Real Estate. Real Estate in Clearwater; Florida
Find the Clearwater; Florida Commercial Real Estate that you're looking for on homes.com. Search our website to locate your Commercial Real Estate in Clearwater; Florida.

- SaveClearwater Beach Florida Real Estate Brokers Clearwater Beach FL Real Estate Broker Clearwater Beach - Questions and...
Judy B. Spake Real Estate Brokers in Clearwater Beach Florida Clearwater Fl Sand Key Real Estate Largo Fl Real Estate Broker Pinellas County Florida Realtor.

- SaveClearwater Florida Real Estate
... Clearwater Florida Real Estate. Real Estate in Clearwater Florida. Real Estate in Clearwater FL ...

- SaveClearwater Beach real estate Clearwater Florida real estate Clearwater real estate
Clearwater Beach real estate. Clearwater real estate. Clearwater beach florida real estate

- SaveMandalay Beach Club Clearwater Beach FLorida Real Estate
Mandalay Beach Club Clearwater Beach Florida Area Homes and Condos For Sale Search The MLS Loads of local info and pictures

- SaveFlorida Real Estate - Real Estate In Clearwater Florida
Real Estate In Clearwater Florida. Florida's Beach - St. Petersburg / Clearwater Area's Official ... The official and definitive source of travel information for leisure and business. travelers to the Clearwater. ... Real Estate In Clearwater Florida. Clearwater Beach Real Estate; Beach Real Estate; Florida Condos ...

- SaveClearwater Estate Listing Real
... and Clearwater real estate in Clearwater Florida.We let you search ...

- SaveThe Real Estate Net:Clearwater Beach Florida
The Real Estate Net: Clearwater Beach Florida Real Estate & Clearwater Beach Florida Real Estate Agencies

- SaveClearwater Beach Florida Real Estate; Clear Water FL Home for Sale; Largo Homes; St. Petersburg Properties
Clearwater Beach Florida Real Estate; Clear Water FL Home for Sale; Largo Homes; St. Petersburg Properties; Shipwatch Realty Online Real Estate Resource Center. Information about home buying; selling your home; or relocating to our area. Property...

- SaveClearwater Beach Florida Real Estate FL Homes Houses Condos Land
Clearwater Beach Florida Real Estate. Clearwater Beach Florida houses for sale in Clearwater Beach Florida Homes for sale in Clearwater Beach Florida. Relocation information for Clearwater Beach Florida ... Clearwater Beach Florida Real Estate; Homes; Condos; Townhomes; condominiums; Townhouses; Foreclosed Houses & FSBO ...

- SaveRelocate-America.com - Florida's Real Estate Professionals
Looking for a home in Florida? These local professionals can help

- Savereal estate in Florida - Refinance.net
... Local service providers know your market best: real estate in Clearwater Florida ...